VA Loan Debt to Income Ratio The Complete Guide Find out everything about debt ration here. Share this Image On Your Site </p><br /><br /><br /><br /><br /> <p><strong>Please include attribution to socalvahomes.org with this graphic.</strong></p><br /><br /><br /><br /><br /> <p><a href=’https://www.socalvahomes.org/infographic-debt-to-income-ratio/’><img src=’https://www.socalvahomes.org/wp-content/uploads/2019/12/Debtratio_R04_1210-1.jpg’ alt=’Debt-To-Income-Ratio-Infographic’ 540px border=’0′ /></a></p><br /><br /><br /><br /><br /> <p>
How to Determine How Much House You Can Afford
Are you a first-time homebuyer wondering how to determine how much house you can afford? Trying to figure out how much you should spend on a home and just how much you can actually afford on a mortgage can be overwhelming. Figuring out these things does not have to be nerve-wracking if you know who to turn to! Keep reading to learn more about assessing your finances and preparing to… Read More
Mortgage Rate Calculator: Getting the Most Out of This Important Tool
Knowing how to use a mortgage rate calculator is tremendously helpful for first time home buyers. A mortgage rate calculator is useful for getting an estimate of your monthly mortgage payment and seeing what part of your monthly payments will go toward interest, taxes, and homeowner’s insurance. In this guide, we will walk you through the different steps that allow you to calculate your mortgage. How to Use a… Read More
The VAn Brady Report San Bernardino Sept18
The VAn Brady Report – San Bernardino Sept 18
What is a VA Jumbo Loan?
VA jumbo loans are an attractive option for a buyer who is interested in homes in a higher-priced community. This type of loan makes higher-priced homes more achievable and does not require the kind of down payments as a conventional loan. If you have ever wondered whether you can exceed the loan limits in California, which are set by government agencies, the quick answer is “yes!” VA jumbo loans… Read More
VA Loan Limits Rise in 2019
VA loan limits have changed as of January 1, 2019. They have increased from previous years, and this is good news! Loan limits matter when thinking about affordability and how much house you can get for your money. Since loan limits have increased from $453,100 to $484,350, Veterans now have 6.9% more to work with wherever they decide to purchase a house. But this is even better news if you… Read More
Overcoming Seller’s Bias: Strategies to Help Veterans Buy Homes
Buying a home is a journey. For most people, home represents safety. It’s easy to get caught up in the dream of a life in a home you recently toured. Too often, though, sellers are unwilling to accept VA loan offers. Veterans find their offer for the home of their dreams rejected. Like it or not, certain biases against VA loan offers exist. In this blog, we will cover… Read More
Things You Need to Do After Buying Your First Home
If you just purchased your very first home, you will appreciate this list of essential steps for first time home buyers to tackle immediately after closing. You are probably eager to begin unpacking boxes and to arrange furniture, settling into and enjoying your new space. To get settled, there are several things you must do to stay organized and safe and to keep your new house in excellent condition…. Read More
How to Lower Debt-to-Income Ratio Before Applying for a VA Home Loan
Are you anticipating applying for a VA home loan and need to know how to lower debt-to-income ratio? This is an important topic because your debt-to-income ratio affects the kind of mortgage you will qualify for as a first time home buyer. What is the Debt-to-Income Ratio? Your debt-to-income ratio is a percentage, a number that compares a buyer’s recurring expenses and debt payments to their gross monthly income,… Read More
How Does Credit Affect Your Loan?
A person’s credit score can say a lot about them. The number is based on a person’s creditworthiness. A credit score is a good way for lenders to determine how likely a borrower is to pay back their loan. Credit scores are a useful screening tool for credit card companies, banks and mortgage lenders. All prospective home buyers are subject to credit checks to qualify for home loans. For Veterans… Read More
