We all hope to own a place of our own someday. Homeownership shows that you are committed to your goals. A house can also serve as an investment in your future. From a practical point of view, anyone hoping to live in a certain area for the foreseeable future should at least consider homeownership over renting. It just makes sense to build equity while you are paying for housing each… Read More
What Do First-Time Homebuyers Need to Qualify for a Home Loan?
If you have never purchased a house before then, you might be wondering about first-time homebuyer qualifications. You will be relieved to know that there are many mortgage programs available to make it easy for first-time homebuyers to purchase a house. However, if you are a Veteran or qualified active military member, you have one of the best home loan programs right at your fingertips. The VA home loan program… Read More
A Must-Have First-Time Home Buyer Checklist
A first-time home buyer checklist is a must if you want to be fully prepared for the exciting and also daunting journey of purchasing your new house. While it’s much more fun to think about paint colors and what it will feel like to walk into your new home for the first time, there are a few critical steps to take first. Good planning and patience as you go into… Read More
The Affordability of Living in Riverside County
The cost of living in Riverside County makes it an affordable place to relocate to. Median home prices make the biggest difference when comparing the cost of living in Riverside to surrounding counties such as Los Angeles, Orange County, and San Diego. On average, the median home cost in Riverside County is 40% less than Los Angeles County, for example. The same home that costs approximately $400,000 in Riverside… Read More
Common Mistakes First-Time Homebuyers Make
If you are preparing to invest in your first house, you will want to know about—and avoid–common first-time homebuyer mistakes. Knowing what to expect ahead of time and doing some research will help to guard against avoidable problems down the line. Here is a list of mistakes to avoid when coming up with your home buying game plan. Be Realistic About How Much You Can Afford Don’t make the… Read More
California’s VA Mortgage Loan Limites – What you Should Know
There are few tools as helpful as a mortgage loan calculator as you are starting your homebuying journey. With just a few simple pieces of information, you can quickly see how large a monthly mortgage payment you can afford. A VA mortgage calculator can be especially helpful for Veterans who are unsure how much house they can afford. SoCal VA Homes offers a number of helpful mortgage calculators. Determine how… Read More
VA Loan Mortgage Rates
There are plenty of great reasons to take advantage of the VA home loan program. VA loan mortgage rates are just one of them. Because VA loans are backed by the government VA loan Guaranty, the rates are some of the lowest available. While you can shop around and do your research, you’ll be hard pressed to find a better interest rate than the ones available for VA home loans…. Read More
