How to Take Maximum Advantage of Your VA Loan Benefit Legacy Brewing Company Monday, October 23rd – 5:30 PM Meet Peter Van Brady and Lewis Zepeda for beer and pizza. The first beer is courtesy of So Cal VA Homes! Enjoy a slice from Tony Pepperoni! For Veterans and Active Duty Military who want to learn how to take full advantage of their VA loan benefits to buy the home… Read More
Kyle & Kati James Buy Their Dream Home!
When Kyle and Kati found out about us, it wasn’t like most of our transactions. They were in the process of selling their current home and had found a beautiful horse property in Bonsall that they desperately wanted. Kati had grown up nearby and had always dreamed of raising her family in the same surroundings she had been raised. This home was owned by a couple who were getting divorced and… Read More
Brian and Lisa Doudera Move In To Their New Dream Home!
Brian and Lisa Doudera, of Imperial Beach, are now homeowners thanks to SoCalVAHomes.org. The house that they have is completely custom to their specifications, everything from paint colors, to landscaping to their newly remodeled kitchen. “At first it seemed like it was too good to be true,” said Brian when asked about how he felt about SoCalVAHomes.org, “And I’m a very skeptical person, but after talking to you guys I… Read More
Answering the Call – Why One Man Enlisted at 35!
I met Jason Noval when I was in high school. He worked at the accessories counter at my favorite music store, and we became good friends and stayed in touch over the years. In May 2013, Jason enlisted in the United States Army to fulfill his desire to become a soldier and to serve his country. What might be unusual about this story is that Jason graduated from Basic Training… Read More
Is the Climb to Homeownership Too Steep for our Veterans?
California home buyers have it tough. Veterans and active military using VA loans have it especially tough. That is in no small part due to rising interest rates and home prices. The climb is especially in counties such as San Diego, Sacramento, and San Bernardino. The Van Brady report which publishes a variety of Veteran specific home buying data, including VA purchase transaction volume and the median prices paid by this… Read More
Five Things Most Veterans Don’t Know About VA Home Loans
The benefits of serving in the United States military are significant. Affordable healthcare, retirement pay and tuition assistance are just a few of the reasons why people join up. Many Veterans, however, aren’t aware that easy financing through VA home loans is an attractive alternative to traditional mortgage options in their journey to homeownership. Here are just a few of the ways VA home loans differ from other mortgage… Read More
How the Mortgage Rate Drop Will Affect the Housing Market (Infographic)
Share this Image On Your Site </p><br /><br /><br /><br /><br /><br /><br /><br /><br /> <p><strong>Please include attribution to SoCalVaHomes.org with this graphic.</strong></p><br /><br /><br /><br /><br /><br /><br /><br /><br /> <p><a href=’https://www.socalvahomes.org/2019-mortgage-rate-drop-infographic/’><img src=’https://www.socalvahomes.org/wp-content/uploads/2019/09/So-Cal-VA-Homes-How-the-Mortgage-Rate-Drop-Will-Affect-the-Housing-Market.jpg’ alt=’How the Mortgage Rate Drop Will Affect the Housing Market’ 540px border=’0′ /></a></p><br /><br /><br /><br /><br /><br /><br /><br /><br /> <p> The Current Market: Mortgage interest rates are at the lowest… Read More
2013 California VA Loan Limits
VA loans aren’t made by the department of the VA but are rather guaranteed by the VA. Below is an updated list of loan limits by county in the state of California. County Name Single Family Home ($0 down and up to) Max Guaranty ALAMEDA $1,050,000.00 $1,000,000 ALPINE $463,450.00 $1,000,000 AMADOR $417,000.00 $1,000,000 BUTTE $417,000.00 $1,000,000 CALAVERAS $417,000.00 $1,000,000 COLUSA $417,000.00 $1,000,000 CONTRA COSTA $1,050,000.00 $1,000,000 DEL NORTE $417,000.00 $1,000,000… Read More
2012 VA Lending Limits For California
Did you know the VA doesn’t actually make loans? Private lenders do. If a VA loan is approved and meets guidelines set forth by the VA and the lender, the VA will guarantee a portion of the loan. Generally, the VA will guarantee the first 25% of the loan, which is why veterans are not required to put down any money if they don’t want to. It is possible to… Read More
The Blue Water Bill: What It Means for VA Loan Limits
The Blue Water Navy Vietnam Veterans Act of 2019 is a key piece of legislation that will have a sweeping effect on the VA home loan program for years to come. This act extends benefits to certain Vietnam War Sailors who served between 1962 and 1975 and uses changes in the VA loan program to pay for some of the required measures. The most significant of these changes is… Read More
