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VA Approved Homes for Sale

Veterans Considering California: Find VA Approved Homes for Sale

Author - Peter Van L. BradyPeter Van Brady
Author - Peter Van L. Brady

Peter Van Brady

Founder of SoCal VA Homes

Author: Avoiding Mistakes & Crushing Your Deals Using Your VA Loan

February 21, 2020 (last updated August 15, 2022)

Are you looking for VA approved homes for sale in California? Our company, staffed with military "Veterans helping Veterans" works exclusively with active military and Veteran clients, so our VA approved homes list in each city or county have often been essential our Veteran clients wishing to use a VA loan to purchase their ideal home.

You've discovered the #1 best equipped & #1 most committed team in California to helping you achieve your ideal home using your VA loan.

Here's PROOF! We fought HARD to help U.S.M.C. Veteran Alejandro Rodriguez get his home in Los Angeles, CA!

VA Approved Homes California

Our search engine built exclusively for you is a great place to begin your journey of homeownership in California.

We also recommend viewing the short video below about VA approved homes for sale. It will help you understand why most single family homes are VA approved "by default," and VA approved condos require a little more homework.

Watch the video:

Search for Homes

COUNTYWIDE search: Click here to search for homes throughout an entire county!

Veterans Are Achieving Great Success When Buying VA Homes for Sale in California!

As Veterans comb the state for VA approved homes for sale in California, they are being rewarded with greater success rates, when achieving home ownership.

VA purchase loans have become more popular today with total VA loan volume now accounting for 10% of the US mortgage market.  The advantages of these loans to you as a Veteran include no down payment, no mortgage insurance, and have no maximum loan amount, so make sure and find out if you are eligible and meet the requirements for a VA loan.

As you consider these advantages and look over our list of VA approved homes for sale, maybe it is time for you to move from the renter’s category to the exciting status of home ownership! Keep in mind, to qualify, as per VA guidelines, you must have satisfactory credit, sufficient income to meet your monthly payment obligations and a valid Certificate of Eligibility (COE).

And if you're receiving VA disability, you’ll probably be exempt from paying the VA Funding Fee.

While you view our VA approved homes list, in your desired city, keep in mind these additional VA loan benefits.  According to Ellie Mae, a mortgage software service, VA loans have had the lowest average interest rates for the past four years.  Also, the lending rules are more flexible making It easier for you to qualify for our VA approved homes. Lower rates make your new home in California more affordable. Use our VA loan Affordability Calculator to see how much you can afford.

The fastest way to determine of you qualify for any VA loan houses for sale is to call us or apply online:

 

If you are receiving a 100% rating on your VA disability, then make sure to understand your tax advantages. They are significant! This guide to Veterans property tax exemptions will help you understand your final payment when considering your VA loan houses for sale.

Remember, these VA loans are backed by a government guarantee and there is no prepayment penalty if you pay off loan early.  And when you, as a Veteran, see how powerful this loan is in the marketplace, you will make a more educated decision when it comes to selecting your castle to purchase from our VA approved homes list.

As you think about buying VA loan homes for sale in California, keep in mind what kind of properties qualify.  The single-family home, of course, is the first choice of most VA buyers.
Again, condominiums are eligible for VA financing if the entire complex has received VA approval.  Veteran buyers can see whether a condo complex is accepted for VA financing by checking the VA’s current list of approved condos or asking a lender to determine approval status.

Modular and mobile homes are eligible VA loan homes for sale, if they are attached to a permanent foundation and meet certain square footage and living condition guidelines. Obtaining a VA construction loan is possible, but tricky.  Builders, plans and building sites must be VA-approved.  Both vacant land and Co-ops are not approved VA loans homes for sale.

Whatever your choice is when you use your VA loan on homes for sale, make sure to browse your favorite location on our VA approved homes list, and then call our office for any additional assistance on condos, ok?

CalVet Homes for Sale & CalVet Loans for Veterans Planning on Living in California

At SoCal VA Homes, we provide both choices of financing for our clients. The traditional VA loan is the obvious choice for 99% of VA borrowers, but CalVet Loans provide an attractive option, especially for those borrowers who have credit blemishes, but solid income. Some Veterans have the idea that CalVet homes for sale could be an uncovered niche of available house inventory. Unfortunately, when checking the list of CalVet Homes for sale, usually there isn’t much inventory.

Veterans & Active Military Gobble Up VA Homes for Sale!

California has more active-duty military residents than any other state, and many of them especially love Southern California. In fact, according to data collected from Black Knight Financial Services, 3.5% of all home loans obtained in Los Angeles County were VA home loans; a whopping 6% of all home loans in San Diego County were VA home loans.

There is no doubt that San Diego’s military bases and sites draw Veterans there. The Marines Corp Base Camp Pendleton, navy ports and air bases draw service members. Many of them choose to stay in California upon retirement because the quality of life is so high.

Even though the VA loan limits in San Diego and across the state are attractive, don’t make the mistake of thinking that homes in San Diego are the only place Veterans gravitate to! There is endless outdoor recreation and adventure in California. You can fill your downtime with trips to the coast, mountains or deserts.

All of the counties in Southern California have their unique arts and culture scenes. Just about every type of food and cuisine is available in Southern California, from delicious hole-in-the-wall establishments to foodie niches. You can use your VA education benefits by attending any one of California’s top-notch institutions of higher education.

Veteran Homes for Sale

If you’re looking for Veteran homes for sale, nowhere in California has a higher concentration of Veterans than the Temecula Valley. Known for their great climate, family friendly communities and proximity to Camp Pendleton and the Navy base, Temecula and Murrieta are very desirable communities and have a high concentration of Veteran homes for sale. Military families flock here!

Interested in learning more about home buying, in moving forward on one of the Veteran homes for sale in California? You will definitely want to read some of our articles detailing the incredible benefits of using a VA home loan over a conventional loan.

Just a few of those benefits include no down payment and private mortgage insurance is not required. You will also find greater flexibility for credit and income requirements. Don’t rule out getting a VA home loan if you have a history of bankruptcy or foreclosure! As you can see, buying one of our VA homes for sale using your VA home loan gives you an incredible opportunity to find the right home for you in Southern California. You can’t miss this opportunity! Start looking at homes for sale in Southern California right now!

You can find listings for VA homes for sale on our site for many areas in California.

 

You can browse our full city list here.

"We are Veterans helping Veterans using a set of Unique & powerful Programs creating EASIER, BETTER ways to buy homes using your VA loan!"

Again, SoCal VA Homes works exclusively with this community to locate VA approved homes for sale.

VA approved homes for sale

We have already experienced everything that you could possibly expect to encounter when negotiating for a purchase contract on VA approved homes for sale in California. We know the real estate business inside & out...

More importantly, we care deeply about our mission to help Veterans.

Because our team is early ALL Veterans, we understand your commitment and sacrifices, and we want to give back to you. That’s why we developed three breakthrough programs to transform your home buying experience.

The Dreamweaver Home Purchase Process is our flagship program.

If you are interested in building your house, we have a 100% Construction Home Loan program.

The Veteran’s Angel Program deploys three (3) tactical advantages when securing just the right home for you.

Don’t wait another day! Let’s start this journey together. Call us today (949) 268-7742 for more information!